1099 Tax Calculator

Estimate the federal taxes created by freelance, contractor, and side-hustle income. This tool focuses on federal income tax and self-employment tax, and gives you a rough quarterly-payment target. State tax is not included.

Estimate your 1099 taxes

Total freelance or contractor income before business expenses.
Ordinary and necessary business expenses that reduce profit.
Optional W-2 or other taxable income to include in the estimate.
Used for the standard deduction and federal tax brackets.

This is a planning estimate, not a tax return. It does not include state taxes, special credits, retirement strategies, depreciation, QBI optimization, or S-corp savings. Once your numbers get meaningful, a CPA can often improve the outcome materially.